Terms & Conditions
1. Overview
The COCA Refer a Friend Program ("Program") allows existing COCA users ("Referrers") to invite friends ("Referees") to join the COCA platform. Both Referrers and Referees can earn rewards upon the Referee's successful completion of specified actions.
2. Eligibility
Referrers: Must be existing COCA users with a verified account.
Referees: Must be new to COCA, meaning they have not previously registered or held a COCA account.
The referral program is available for both COCA mobile app users and Telegram mini-app users.
3. Referral Process
Referrers can share their unique referral link with potential Referees found in the COCA app.
Referees must use the provided referral link or code during the sign-up process.
4. Reward Criteria
Both Referrer and Referee will receive a $10 reward in COCA tokens when the Referee completes all the following steps:
Registration: Sign up for a COCA account using the Referrer’s unique referral link.
KYC Verification: Complete and pass COCA’s Know Your Customer (KYC) identity verification process.
Card Order & Top-Up: Card Order & Top-Up: Order a COCA debit card (physical or virtual) and top up it from your COCA wallet or an external source (e.g. another crypto wallet or centralised exchange). Transfers from another COCA account do not qualify.
Qualifying Transaction: Use the COCA debit card to complete a transaction of at least $50 worth of stablecoins.
5. Reward Distribution
Rewards are credited to both the Referrer’s and Referee’s COCA accounts by the 10th of the following month after the Referee completes all required steps.
Example:
If the Referee orders a COCA card and completes a qualifying transaction on April 11th, both the Referrer and Referee will receive their $10 reward in COCA tokens by May 10th, deposited directly into their COCA wallets.
Rewards are non-transferable and cannot be exchanged for cash.
6. Accessing the Referral Program
Referrers can access the Referral Program through the following methods:
Navigate to the Profile section in the COCA app and select Referral Program.
Alternatively, tap the gift icon located in the top-right corner of the Portfolio or Home screen.
7. Sharing Referral Link
Within the Referral Program section, Referrers can:
Copy or share their unique referral link.
Track referral activity, including:
Which users have signed up using the referral link
Which users have completed the referral process by ordering a card
8. Tracking Rewards
Referral rewards can be tracked via the Activity screen in the COCA app under the Cashback tag. This section provides a detailed breakdown of all rewards earned through referrals, card transactions, and other eligible activities.
9. Limitations
Referral Limit: Users can invite an unlimited number of friends.
One-Time Reward: Each Referee can only receive one reward, even if referred multiple times. Similarly, Referrers are eligible for one reward per Referee, regardless of how many cards that Referee orders.
10. Prohibited Activities
Referrers must not engage in spamming or send unsolicited referrals.
Referral links or codes should only be shared with individuals known personally to the Referrer.
Any fraudulent activity or abuse of the Program will result in disqualification and forfeiture of rewards.
11. Program Modification and Termination
COCA reserves the right to modify, suspend, or terminate the Program at any time without prior notice. In the event of termination, all pending rewards will be forfeited.
12. General Terms
Participation in the Program constitutes acceptance of these Terms and Conditions.
COCA's decisions regarding the Program are final and binding.
These Terms and Conditions are governed by the laws applicable in the jurisdiction where COCA operates.
Why Your Friends Will Love COCA
Virtual Card Benefits
Free to Issue & No Monthly Fees: No hidden fees.
Global Acceptance: Spend wherever Visa is accepted.
Security First: PCI DSS and ISO compliant; 3DS protection.
Convenience: Freeze and unfreeze your card with a tap.
Generous Cashback: Up to 50% on subscriptions and 5% on everyday purchases.
Physical Card Benefits
Free Card Service: No monthly fees.
Crypto Flexibility: Pay with crypto like cash, online and offline.
Global ATM Access: Free withdrawals up to $200 monthly.
Global Acceptance: Spend wherever Visa is accepted.
Security First: PCI DSS and ISO compliant; 3DS protection.
Cashback Offers: Up to 50% on subscriptions and 5% on everyday purchases.
Helpful Links
Start inviting your friends today and let the rewards flow!
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